Introduced in House Passed House Introduced in Senate Passed Senate To President Became Law
03/12/2020          

Touchless Transactions Act of 2020

Date Version PDF TXT
03/12/2020 Introduced in House Open

            I 

116TH CONGRESS 
2D SESSION H. R. 6241 

To amend the Electronic Fund Transfer Act to allow for touchless 
transactions, and for other purposes. 

IN THE HOUSE OF REPRESENTATIVES 

MARCH 12, 2020 
Mr. HILL of Arkansas (for himself and Mr. MCHENRY) introduced the 

following bill; which was referred to the Committee on Financial Services 

A BILL 
To amend the Electronic Fund Transfer Act to allow for 

touchless transactions, and for other purposes. 

Be it enacted by the Senate and House of Representa-1

tives of the United States of America in Congress assembled, 2

SECTION 1. SHORT TITLE. 3

This Act may be cited as the ‘‘Touchless Trans-4

actions Act of 2020’’. 5

SEC. 2. TOUCHLESS TRANSACTIONS. 6

Section 921 of the Electronic Fund Transfer Act (15 7

U.S.C. 1693o–2, relating to ‘‘Reasonable fees and rules 8

for payment card transactions’’) is amended by adding at 9

the end the following new section: 10

VerDate Sep 11 2014 00:35 Mar 27, 2020 Jkt 099200 PO 00000 Frm 00001 Fmt 6652 Sfmt 6201 E:\BILLS\H6241.IH H6241pa
m

tm
an

n 
on

 D
S

K
B

C
07

H
B

2P
R

O
D

 w
ith

 B
IL

LS



2 

•HR 6241 IH

‘‘(e) TOUCHLESS TRANSACTIONS.— 1

‘‘(1) IN GENERAL.—Any person who allows for 2

a swipe, dip, or tap transaction to initiate an elec-3

tronic fund transfer that is a point-of-sale transfer 4

shall not be required to capture a signature of an in-5

dividual. 6

‘‘(2) ENFORCEMENT.—Notwithstanding any 7

other provision of this title, the Federal Trade Com-8

mission shall be authorized to enforce the require-9

ments of this subsection in the manner provided 10

under section 918(c).’’. 11

Æ 

VerDate Sep 11 2014 00:35 Mar 27, 2020 Jkt 099200 PO 00000 Frm 00002 Fmt 6652 Sfmt 6301 E:\BILLS\H6241.IH H6241pa
m

tm
an

n 
on

 D
S

K
B

C
07

H
B

2P
R

O
D

 w
ith

 B
IL

LS


<<
  /ASCII85EncodePages false
  /AllowTransparency false
  /AutoPositionEPSFiles true
  /AutoRotatePages /None
  /Binding /Left
  /CalGrayProfile (Dot Gain 20%)
  /CalRGBProfile (sRGB IEC61966-2.1)
  /CalCMYKProfile (U.S. Web Coated \050SWOP\051 v2)
  /sRGBProfile (sRGB IEC61966-2.1)
  /CannotEmbedFontPolicy /Error
  /CompatibilityLevel 1.4
  /CompressObjects /Off
  /CompressPages true
  /ConvertImagesToIndexed true
  /PassThroughJPEGImages true
  /CreateJobTicket false
  /DefaultRenderingIntent /Default
  /DetectBlends true
  /DetectCurves 0.0000
  /ColorConversionStrategy /LeaveColorUnchanged
  /DoThumbnails false
  /EmbedAllFonts true
  /EmbedOpenType false
  /ParseICCProfilesInComments true
  /EmbedJobOptions true
  /DSCReportingLevel 0
  /EmitDSCWarnings false
  /EndPage -1
  /ImageMemory 1048576
  /LockDistillerParams true
  /MaxSubsetPct 100
  /Optimize false
  /OPM 1
  /ParseDSCComments true
  /ParseDSCCommentsForDocInfo true
  /PreserveCopyPage true
  /PreserveDICMYKValues true
  /PreserveEPSInfo true
  /PreserveFlatness true
  /PreserveHalftoneInfo false
  /PreserveOPIComments true
  /PreserveOverprintSettings true
  /StartPage 1
  /SubsetFonts false
  /TransferFunctionInfo /Preserve
  /UCRandBGInfo /Preserve
  /UsePrologue true
  /ColorSettingsFile ()
  /AlwaysEmbed [ true
  ]
  /NeverEmbed [ true
  ]
  /AntiAliasColorImages false
  /CropColorImages true
  /ColorImageMinResolution 300
  /ColorImageMinResolutionPolicy /OK
  /DownsampleColorImages false
  /ColorImageDownsampleType /Bicubic
  /ColorImageResolution 300
  /ColorImageDepth 8
  /ColorImageMinDownsampleDepth 1
  /ColorImageDownsampleThreshold 1.50000
  /EncodeColorImages true
  /ColorImageFilter /FlateEncode
  /AutoFilterColorImages false
  /ColorImageAutoFilterStrategy /JPEG
  /ColorACSImageDict <<
    /QFactor 0.15
    /HSamples [1 1 1 1] /VSamples [1 1 1 1]
  >>
  /ColorImageDict <<
    /QFactor 0.15
    /HSamples [1 1 1 1] /VSamples [1 1 1 1]
  >>
  /JPEG2000ColorACSImageDict <<
    /TileWidth 256
    /TileHeight 256
    /Quality 30
  >>
  /JPEG2000ColorImageDict <<
    /TileWidth 256
    /TileHeight 256
    /Quality 30
  >>
  /AntiAliasGrayImages false
  /CropGrayImages true
  /GrayImageMinResolution 300
  /GrayImageMinResolutionPolicy /OK
  /DownsampleGrayImages false
  /GrayImageDownsampleType /Bicubic
  /GrayImageResolution 300
  /GrayImageDepth 8
  /GrayImageMinDownsampleDepth 2
  /GrayImageDownsampleThreshold 1.50000
  /EncodeGrayImages true
  /GrayImageFilter /FlateEncode
  /AutoFilterGrayImages false
  /GrayImageAutoFilterStrategy /JPEG
  /GrayACSImageDict <<
    /QFactor 0.15
    /HSamples [1 1 1 1] /VSamples [1 1 1 1]
  >>
  /GrayImageDict <<
    /QFactor 0.15
    /HSamples [1 1 1 1] /VSamples [1 1 1 1]
  >>
  /JPEG2000GrayACSImageDict <<
    /TileWidth 256
    /TileHeight 256
    /Quality 30
  >>
  /JPEG2000GrayImageDict <<
    /TileWidth 256
    /TileHeight 256
    /Quality 30
  >>
  /AntiAliasMonoImages false
  /CropMonoImages true
  /MonoImageMinResolution 1200
  /MonoImageMinResolutionPolicy /OK
  /DownsampleMonoImages false
  /MonoImageDownsampleType /Bicubic
  /MonoImageResolution 1200
  /MonoImageDepth -1
  /MonoImageDownsampleThreshold 1.50000
  /EncodeMonoImages true
  /MonoImageFilter /CCITTFaxEncode
  /MonoImageDict <<
    /K -1
  >>
  /AllowPSXObjects false
  /CheckCompliance [
    /None
  ]
  /PDFX1aCheck true
  /PDFX3Check false
  /PDFXCompliantPDFOnly true
  /PDFXNoTrimBoxError false
  /PDFXTrimBoxToMediaBoxOffset [
    0.00000
    0.00000
    0.00000
    0.00000
  ]
  /PDFXSetBleedBoxToMediaBox true
  /PDFXBleedBoxToTrimBoxOffset [
    0.00000
    0.00000
    0.00000
    0.00000
  ]
  /PDFXOutputIntentProfile (U.S. Web Coated \050SWOP\051 v2)
  /PDFXOutputConditionIdentifier (CGATS TR 001)
  /PDFXOutputCondition ()
  /PDFXRegistryName (http://www.color.org)
  /PDFXTrapped /False

  /CreateJDFFile false
  /Description <<
    /ARA 
    /BGR 
    /CHS 
    /CHT 
    /CZE 
    /DAN 
    /DEU 
    /ESP 
    /ETI 
    /FRA 
    /GRE 
    /HEB 
    /HRV 
    /HUN 
    /ITA (Utilizzare queste impostazioni per creare documenti Adobe PDF che devono essere conformi o verificati in base a PDF/X-1a:2001, uno standard ISO per lo scambio di contenuto grafico. Per ulteriori informazioni sulla creazione di documenti PDF compatibili con PDF/X-1a, consultare la Guida dell'utente di Acrobat. I documenti PDF creati possono essere aperti con Acrobat e Adobe Reader 4.0 e versioni successive.)
    /JPN 
    /KOR 
    /LTH 
    /LVI 
    /NLD (Gebruik deze instellingen om Adobe PDF-documenten te maken die moeten worden gecontroleerd of moeten voldoen aan PDF/X-1a:2001, een ISO-standaard voor het uitwisselen van grafische gegevens. Raadpleeg de gebruikershandleiding van Acrobat voor meer informatie over het maken van PDF-documenten die compatibel zijn met PDF/X-1a. De gemaakte PDF-documenten kunnen worden geopend met Acrobat en Adobe Reader 4.0 en hoger.)
    /NOR 
    /POL 
    /PTB 
    /RUM 
    /RUS 
    /SKY 
    /SLV 
    /SUO 
    /SVE 
    /TUR 
    /UKR 
    /ENU (Use these settings to create Adobe PDF documents that are to be checked or must conform to PDF/X-1a:2001, an ISO standard for graphic content exchange.  For more information on creating PDF/X-1a compliant PDF documents, please refer to the Acrobat User Guide.  Created PDF documents can be opened with Acrobat and Adobe Reader 4.0 and later.)
  >>
  /Namespace [
    (Adobe)
    (Common)
    (1.0)
  ]
  /OtherNamespaces [
    <<
      /AsReaderSpreads false
      /CropImagesToFrames true
      /ErrorControl /WarnAndContinue
      /FlattenerIgnoreSpreadOverrides false
      /IncludeGuidesGrids false
      /IncludeNonPrinting false
      /IncludeSlug false
      /Namespace [
        (Adobe)
        (InDesign)
        (4.0)
      ]
      /OmitPlacedBitmaps false
      /OmitPlacedEPS false
      /OmitPlacedPDF false
      /SimulateOverprint /Legacy
    >>
    <<
      /AddBleedMarks false
      /AddColorBars false
      /AddCropMarks false
      /AddPageInfo false
      /AddRegMarks false
      /ConvertColors /ConvertToCMYK
      /DestinationProfileName ()
      /DestinationProfileSelector /DocumentCMYK
      /Downsample16BitImages true
      /FlattenerPreset <<
        /PresetSelector /HighResolution
      >>
      /FormElements false
      /GenerateStructure false
      /IncludeBookmarks false
      /IncludeHyperlinks false
      /IncludeInteractive false
      /IncludeLayers false
      /IncludeProfiles false
      /MultimediaHandling /UseObjectSettings
      /Namespace [
        (Adobe)
        (CreativeSuite)
        (2.0)
      ]
      /PDFXOutputIntentProfileSelector /DocumentCMYK
      /PreserveEditing true
      /UntaggedCMYKHandling /LeaveUntagged
      /UntaggedRGBHandling /UseDocumentProfile
      /UseDocumentBleed false
    >>
  ]
>> setdistillerparams
<<
  /HWResolution [2400 2400]
  /PageSize [612.000 792.000]
>> setpagedevice



		Superintendent of Documents
	2020-03-31T08:38:20-0400
	US GPO, Washington, DC 20401
	Superintendent of Documents
	GPO attests that this document has not been altered since it was disseminated by GPO
        

Picture Name From Date Type
J Hill R-AR 03/12/2020 Sponsor
William Timmons R-SC 03/13/2020 Cosponsor
Steve Stivers R-OH 03/13/2020 Cosponsor
Denver Riggleman R-VA 03/13/2020 Cosponsor
Patrick McHenry R-NC 03/12/2020 Cosponsor
Blaine Luetkemeyer R-MO 03/13/2020 Cosponsor
David Kustoff R-TN 03/13/2020 Cosponsor
Bill Huizenga R-MI 03/13/2020 Cosponsor
Tom Emmer R-MN 03/26/2020 Cosponsor
Ted Budd R-NC 03/23/2020 Cosponsor
Andy Barr R-KY 03/13/2020 Cosponsor
1 to 12 of 11 Desc 12
Date Branch Action
03/12/2020 President Referred to the House Committee on Financial Services.Action By: House of Representatives
03/12/2020 President Introduced in HouseAction By: House of Representatives
Summary
There is one summary for H.R.6241. View summaries Shown Here:Introduced in House (03/12/2020) Touchless Transactions Act of 2020 This bill prohibits&nbsp;an issuer of an electronic fund transfer&nbsp;from requiring an individual's&nbsp;signature for a point-of-sale transfer that is initiated by a swipe, dip, or tap transaction. &nbsp;
There is one summary for H.R.6241. View summaries Shown Here:Introduced in House (03/12/2020) Touchless Transactions Act of 2020 This bill prohibits&nbsp;an issuer of an electronic fund transfer&nbsp;from requiring an individual's&nbsp;signature for a point-of-sale transfer that is initiated by a swipe, dip, or tap transaction. &nbsp;
Shown Here:Introduced in House (03/12/2020) Touchless Transactions Act of 2020 This bill prohibits&nbsp;an issuer of an electronic fund transfer&nbsp;from requiring an individual's&nbsp;signature for a point-of-sale transfer that is initiated by a swipe, dip, or tap transaction. &nbsp;
Shown Here:Introduced in House (03/12/2020) Touchless Transactions Act of 2020 This bill prohibits&nbsp;an issuer of an electronic fund transfer&nbsp;from requiring an individual's&nbsp;signature for a point-of-sale transfer that is initiated by a swipe, dip, or tap transaction. &nbsp;
Congress - Bill Number Major Title
Branch Vote Date Yes No Not Voting
Wiki
Date Bill Major Title
Committee Name
Subject Type