Introduced in House Passed House Introduced in Senate Passed Senate To President Became Law
02/07/2020          

Better Information Act of 2020

Date Version PDF TXT
02/07/2020 Introduced in House Open

            I 

116TH CONGRESS 
2D SESSION H. R. 5809 

To amend title XXVII of the Public Health Service Act, the Internal Revenue 
Code of 1986, and the Employee Retirement Income Security Act of 
1974 to require group health plans and health insurance issuers to 
include certain information on any health insurance membership card 
issued by such plan or issuer. 

IN THE HOUSE OF REPRESENTATIVES 

FEBRUARY 7, 2020 
Mr. BEYER (for himself and Mr. KELLY of Pennsylvania) introduced the fol-

lowing bill; which was referred to the Committee on Energy and Com-
merce, and in addition to the Committees on Ways and Means, and Edu-
cation and Labor, for a period to be subsequently determined by the 
Speaker, in each case for consideration of such provisions as fall within 
the jurisdiction of the committee concerned 

A BILL 
To amend title XXVII of the Public Health Service Act, 

the Internal Revenue Code of 1986, and the Employee 
Retirement Income Security Act of 1974 to require group 
health plans and health insurance issuers to include cer-
tain information on any health insurance membership 
card issued by such plan or issuer. 

Be it enacted by the Senate and House of Representa-1

tives of the United States of America in Congress assembled, 2

VerDate Sep 11 2014 21:55 Feb 12, 2020 Jkt 099200 PO 00000 Frm 00001 Fmt 6652 Sfmt 6201 E:\BILLS\H5809.IH H5809kjo
hn

so
n 

on
 D

S
K

79
L0

C
42

P
R

O
D

 w
ith

 B
IL

LS



2 

•HR 5809 IH

SECTION 1. SHORT TITLE. 1

This Act may be cited as the ‘‘Better Information Act 2

of 2020’’. 3

SEC. 2. INFORMATION REQUIRED TO BE INCLUDED ON 4

HEALTH INSURANCE MEMBERSHIP CARDS. 5

(a) PUBLIC HEALTH SERVICE ACT.—Subpart II of 6

part A of title XXVII of the Public Health Service Act 7

(42 U.S.C. 300gg–11 et seq.) is amended by adding at 8

the end the following new section: 9

‘‘SEC. 2730. INFORMATION REQUIRED TO BE INCLUDED ON 10

HEALTH INSURANCE MEMBERSHIP CARDS. 11

‘‘In the case of a group health plan or health insur-12

ance issuer offering group or individual health insurance 13

coverage that provides a physical or electronic card indi-14

cating membership in such plan or coverage to an indi-15

vidual enrolled under such plan or coverage, such group 16

health plan or issuer shall include on such card each of 17

the following: 18

‘‘(1) The nearest hospital to the primary resi-19

dence of such individual that has in effect a contrac-20

tual relationship with such plan or coverage for fur-21

nishing items and services under such plan or cov-22

erage. 23

‘‘(2) A telephone number or Internet website 24

address through which such individual may seek con-25

sumer assistance information, such as information 26

VerDate Sep 11 2014 21:55 Feb 12, 2020 Jkt 099200 PO 00000 Frm 00002 Fmt 6652 Sfmt 6201 E:\BILLS\H5809.IH H5809kjo
hn

so
n 

on
 D

S
K

79
L0

C
42

P
R

O
D

 w
ith

 B
IL

LS



3 

•HR 5809 IH

related to hospitals and urgent care facilities that 1

have in effect a contractual relationship with such 2

plan or coverage for furnishing items and services 3

under such plan or coverage. 4

‘‘(3) Any deductible applicable to such indi-5

vidual. 6

‘‘(4) Any out-of-pocket maximum applicable to 7

such individual. 8

‘‘(5) Any cost-sharing obligation applicable to 9

such individual for a visit at an emergency depart-10

ment, or urgent care facility, that has in effect a 11

contractual relationship with such plan or coverage 12

for furnishing items and services under such plan or 13

coverage.’’. 14

(b) INTERNAL REVENUE CODE.— 15

(1) IN GENERAL.—Subchapter B of chapter 16

100 of the Internal Revenue Code of 1986 is amend-17

ed by adding at the end the following new section: 18

‘‘SEC. 9816. INFORMATION REQUIRED TO BE INCLUDED ON 19

HEALTH INSURANCE MEMBERSHIP CARDS. 20

‘‘In the case of a group health plan that provides a 21

physical or electronic card indicating membership in such 22

plan to an individual enrolled under such plan, such group 23

health plan shall include on such card each of the fol-24

lowing: 25

VerDate Sep 11 2014 21:55 Feb 12, 2020 Jkt 099200 PO 00000 Frm 00003 Fmt 6652 Sfmt 6201 E:\BILLS\H5809.IH H5809kjo
hn

so
n 

on
 D

S
K

79
L0

C
42

P
R

O
D

 w
ith

 B
IL

LS



4 

•HR 5809 IH

‘‘(1) The nearest hospital to the primary resi-1

dence of such individual that has in effect a contrac-2

tual relationship with such plan for furnishing items 3

and services under such plan. 4

‘‘(2) A telephone number or Internet website 5

address through which such individual may seek con-6

sumer assistance information, such as information 7

related to hospitals and urgent care facilities that 8

have in effect a contractual relationship with such 9

plan for furnishing items and services under such 10

plan. 11

‘‘(3) Any deductible applicable to such indi-12

vidual. 13

‘‘(4) Any out-of-pocket maximum applicable to 14

such individual. 15

‘‘(5) Any cost-sharing obligation applicable to 16

such individual for a visit at an emergency depart-17

ment, or urgent care facility, that has in effect a 18

contractual relationship with such plan for fur-19

nishing items and services under such plan.’’. 20

(2) NONAPPLICATION OF INCORPORATION PRO-21

VISIONS.—Section 9815(a) of the Internal Revenue 22

Code of 1986 is amended— 23

(A) in paragraph (1), by striking ‘‘(as 24

amended by the Patient Protection and Afford-25

VerDate Sep 11 2014 21:55 Feb 12, 2020 Jkt 099200 PO 00000 Frm 00004 Fmt 6652 Sfmt 6201 E:\BILLS\H5809.IH H5809kjo
hn

so
n 

on
 D

S
K

79
L0

C
42

P
R

O
D

 w
ith

 B
IL

LS



5 

•HR 5809 IH

able Care Act)’’ and inserting ‘‘(other than the 1

provisions of section 2730 of the Public Health 2

Service Act)’’; and 3

(B) in paragraph (2), by inserting ‘‘(other 4

than the provisions of section 2730 of the Pub-5

lic Health Service Act)’’ after ‘‘a provision of 6

such part A’’. 7

(3) CLERICAL AMENDMENT.—The table of sec-8

tions for such subchapter is amended by adding at 9

the end the following new item: 10

‘‘Sec. 9816. Information required to be included on health insurance member-
ship cards.’’. 

(c) EMPLOYEE RETIREMENT INCOME SECURITY 11

ACT.— 12

(1) IN GENERAL.—Subpart B of part 7 of sub-13

title B of title I of the Employee Retirement Income 14

Security Act of 1974 (29 U.S.C. 1185 et seq.) is 15

amended by adding at the end the following new sec-16

tion: 17

‘‘SEC. 716. INFORMATION REQUIRED TO BE INCLUDED ON 18

HEALTH INSURANCE MEMBERSHIP CARDS. 19

‘‘In the case of a group health plan or health insur-20

ance issuer offering group health insurance coverage that 21

provides a physical or electronic card indicating member-22

ship in such plan or coverage to an individual enrolled 23

VerDate Sep 11 2014 21:55 Feb 12, 2020 Jkt 099200 PO 00000 Frm 00005 Fmt 6652 Sfmt 6201 E:\BILLS\H5809.IH H5809kjo
hn

so
n 

on
 D

S
K

79
L0

C
42

P
R

O
D

 w
ith

 B
IL

LS



6 

•HR 5809 IH

under such plan or coverage, such group health plan or 1

issuer shall include on such card each of the following: 2

‘‘(1) The nearest hospital to the primary resi-3

dence of such individual that has in effect a contrac-4

tual relationship with such plan or coverage for fur-5

nishing items and services under such plan or cov-6

erage. 7

‘‘(2) A telephone number or Internet website 8

address through which such individual may seek con-9

sumer assistance information, such as information 10

related to hospitals and urgent care facilities that 11

have in effect a contractual relationship with such 12

plan or coverage for furnishing items and services 13

under such plan or coverage. 14

‘‘(3) Any deductible applicable to such indi-15

vidual. 16

‘‘(4) Any out-of-pocket maximum applicable to 17

such individual. 18

‘‘(5) Any cost-sharing obligation applicable to 19

such individual for a visit at an emergency depart-20

ment, or urgent care facility, that has in effect a 21

contractual relationship with such plan or coverage 22

for furnishing items and services under such plan or 23

coverage.’’. 24

VerDate Sep 11 2014 21:55 Feb 12, 2020 Jkt 099200 PO 00000 Frm 00006 Fmt 6652 Sfmt 6201 E:\BILLS\H5809.IH H5809kjo
hn

so
n 

on
 D

S
K

79
L0

C
42

P
R

O
D

 w
ith

 B
IL

LS



7 

•HR 5809 IH

(2) NONAPPLICATION OF INCORPORATION PRO-1

VISIONS.—Section 715(a) of the Employee Retire-2

ment Income Security Act of 1974 (29 U.S.C. 3

1185d(a)) is amended— 4

(A) in paragraph (1), by striking ‘‘(as 5

amended by the Patient Protection and Afford-6

able Care Act)’’ and inserting ‘‘(other than the 7

provisions of section 2730 of the Public Health 8

Service Act)’’; and 9

(B) in paragraph (2), by inserting ‘‘(other 10

than the provisions of section 2730 of the Pub-11

lic Health Service Act)’’ after ‘‘a provision of 12

such part A’’. 13

(3) CLERICAL AMENDMENT.—The table of con-14

tents in section 1 of the Employee Retirement In-15

come Security Act of 1974 is amended by inserting 16

after the item relating to section 714 the following 17

new items: 18

‘‘Sec. 715. Additional market reforms. 
‘‘Sec. 716. Information required to be included on health insurance membership 

cards.’’. 

Æ 

VerDate Sep 11 2014 21:55 Feb 12, 2020 Jkt 099200 PO 00000 Frm 00007 Fmt 6652 Sfmt 6301 E:\BILLS\H5809.IH H5809kjo
hn

so
n 

on
 D

S
K

79
L0

C
42

P
R

O
D

 w
ith

 B
IL

LS


<<
  /ASCII85EncodePages false
  /AllowTransparency false
  /AutoPositionEPSFiles true
  /AutoRotatePages /None
  /Binding /Left
  /CalGrayProfile (Dot Gain 20%)
  /CalRGBProfile (sRGB IEC61966-2.1)
  /CalCMYKProfile (U.S. Web Coated \050SWOP\051 v2)
  /sRGBProfile (sRGB IEC61966-2.1)
  /CannotEmbedFontPolicy /Error
  /CompatibilityLevel 1.4
  /CompressObjects /Off
  /CompressPages true
  /ConvertImagesToIndexed true
  /PassThroughJPEGImages true
  /CreateJobTicket false
  /DefaultRenderingIntent /Default
  /DetectBlends true
  /DetectCurves 0.0000
  /ColorConversionStrategy /LeaveColorUnchanged
  /DoThumbnails false
  /EmbedAllFonts true
  /EmbedOpenType false
  /ParseICCProfilesInComments true
  /EmbedJobOptions true
  /DSCReportingLevel 0
  /EmitDSCWarnings false
  /EndPage -1
  /ImageMemory 1048576
  /LockDistillerParams true
  /MaxSubsetPct 100
  /Optimize false
  /OPM 1
  /ParseDSCComments true
  /ParseDSCCommentsForDocInfo true
  /PreserveCopyPage true
  /PreserveDICMYKValues true
  /PreserveEPSInfo true
  /PreserveFlatness true
  /PreserveHalftoneInfo false
  /PreserveOPIComments true
  /PreserveOverprintSettings true
  /StartPage 1
  /SubsetFonts false
  /TransferFunctionInfo /Preserve
  /UCRandBGInfo /Preserve
  /UsePrologue true
  /ColorSettingsFile ()
  /AlwaysEmbed [ true
  ]
  /NeverEmbed [ true
  ]
  /AntiAliasColorImages false
  /CropColorImages true
  /ColorImageMinResolution 300
  /ColorImageMinResolutionPolicy /OK
  /DownsampleColorImages false
  /ColorImageDownsampleType /Bicubic
  /ColorImageResolution 300
  /ColorImageDepth 8
  /ColorImageMinDownsampleDepth 1
  /ColorImageDownsampleThreshold 1.50000
  /EncodeColorImages true
  /ColorImageFilter /FlateEncode
  /AutoFilterColorImages false
  /ColorImageAutoFilterStrategy /JPEG
  /ColorACSImageDict <<
    /QFactor 0.15
    /HSamples [1 1 1 1] /VSamples [1 1 1 1]
  >>
  /ColorImageDict <<
    /QFactor 0.15
    /HSamples [1 1 1 1] /VSamples [1 1 1 1]
  >>
  /JPEG2000ColorACSImageDict <<
    /TileWidth 256
    /TileHeight 256
    /Quality 30
  >>
  /JPEG2000ColorImageDict <<
    /TileWidth 256
    /TileHeight 256
    /Quality 30
  >>
  /AntiAliasGrayImages false
  /CropGrayImages true
  /GrayImageMinResolution 300
  /GrayImageMinResolutionPolicy /OK
  /DownsampleGrayImages false
  /GrayImageDownsampleType /Bicubic
  /GrayImageResolution 300
  /GrayImageDepth 8
  /GrayImageMinDownsampleDepth 2
  /GrayImageDownsampleThreshold 1.50000
  /EncodeGrayImages true
  /GrayImageFilter /FlateEncode
  /AutoFilterGrayImages false
  /GrayImageAutoFilterStrategy /JPEG
  /GrayACSImageDict <<
    /QFactor 0.15
    /HSamples [1 1 1 1] /VSamples [1 1 1 1]
  >>
  /GrayImageDict <<
    /QFactor 0.15
    /HSamples [1 1 1 1] /VSamples [1 1 1 1]
  >>
  /JPEG2000GrayACSImageDict <<
    /TileWidth 256
    /TileHeight 256
    /Quality 30
  >>
  /JPEG2000GrayImageDict <<
    /TileWidth 256
    /TileHeight 256
    /Quality 30
  >>
  /AntiAliasMonoImages false
  /CropMonoImages true
  /MonoImageMinResolution 1200
  /MonoImageMinResolutionPolicy /OK
  /DownsampleMonoImages false
  /MonoImageDownsampleType /Bicubic
  /MonoImageResolution 1200
  /MonoImageDepth -1
  /MonoImageDownsampleThreshold 1.50000
  /EncodeMonoImages true
  /MonoImageFilter /CCITTFaxEncode
  /MonoImageDict <<
    /K -1
  >>
  /AllowPSXObjects false
  /CheckCompliance [
    /None
  ]
  /PDFX1aCheck true
  /PDFX3Check false
  /PDFXCompliantPDFOnly true
  /PDFXNoTrimBoxError false
  /PDFXTrimBoxToMediaBoxOffset [
    0.00000
    0.00000
    0.00000
    0.00000
  ]
  /PDFXSetBleedBoxToMediaBox true
  /PDFXBleedBoxToTrimBoxOffset [
    0.00000
    0.00000
    0.00000
    0.00000
  ]
  /PDFXOutputIntentProfile (U.S. Web Coated \050SWOP\051 v2)
  /PDFXOutputConditionIdentifier (CGATS TR 001)
  /PDFXOutputCondition ()
  /PDFXRegistryName (http://www.color.org)
  /PDFXTrapped /False

  /CreateJDFFile false
  /Description <<
    /ARA 
    /BGR 
    /CHS 
    /CHT 
    /CZE 
    /DAN 
    /DEU 
    /ESP 
    /ETI 
    /FRA 
    /GRE 
    /HEB 
    /HRV 
    /HUN 
    /ITA (Utilizzare queste impostazioni per creare documenti Adobe PDF che devono essere conformi o verificati in base a PDF/X-1a:2001, uno standard ISO per lo scambio di contenuto grafico. Per ulteriori informazioni sulla creazione di documenti PDF compatibili con PDF/X-1a, consultare la Guida dell'utente di Acrobat. I documenti PDF creati possono essere aperti con Acrobat e Adobe Reader 4.0 e versioni successive.)
    /JPN 
    /KOR 
    /LTH 
    /LVI 
    /NLD (Gebruik deze instellingen om Adobe PDF-documenten te maken die moeten worden gecontroleerd of moeten voldoen aan PDF/X-1a:2001, een ISO-standaard voor het uitwisselen van grafische gegevens. Raadpleeg de gebruikershandleiding van Acrobat voor meer informatie over het maken van PDF-documenten die compatibel zijn met PDF/X-1a. De gemaakte PDF-documenten kunnen worden geopend met Acrobat en Adobe Reader 4.0 en hoger.)
    /NOR 
    /POL 
    /PTB 
    /RUM 
    /RUS 
    /SKY 
    /SLV 
    /SUO 
    /SVE 
    /TUR 
    /UKR 
    /ENU (Use these settings to create Adobe PDF documents that are to be checked or must conform to PDF/X-1a:2001, an ISO standard for graphic content exchange.  For more information on creating PDF/X-1a compliant PDF documents, please refer to the Acrobat User Guide.  Created PDF documents can be opened with Acrobat and Adobe Reader 4.0 and later.)
  >>
  /Namespace [
    (Adobe)
    (Common)
    (1.0)
  ]
  /OtherNamespaces [
    <<
      /AsReaderSpreads false
      /CropImagesToFrames true
      /ErrorControl /WarnAndContinue
      /FlattenerIgnoreSpreadOverrides false
      /IncludeGuidesGrids false
      /IncludeNonPrinting false
      /IncludeSlug false
      /Namespace [
        (Adobe)
        (InDesign)
        (4.0)
      ]
      /OmitPlacedBitmaps false
      /OmitPlacedEPS false
      /OmitPlacedPDF false
      /SimulateOverprint /Legacy
    >>
    <<
      /AddBleedMarks false
      /AddColorBars false
      /AddCropMarks false
      /AddPageInfo false
      /AddRegMarks false
      /ConvertColors /ConvertToCMYK
      /DestinationProfileName ()
      /DestinationProfileSelector /DocumentCMYK
      /Downsample16BitImages true
      /FlattenerPreset <<
        /PresetSelector /HighResolution
      >>
      /FormElements false
      /GenerateStructure false
      /IncludeBookmarks false
      /IncludeHyperlinks false
      /IncludeInteractive false
      /IncludeLayers false
      /IncludeProfiles false
      /MultimediaHandling /UseObjectSettings
      /Namespace [
        (Adobe)
        (CreativeSuite)
        (2.0)
      ]
      /PDFXOutputIntentProfileSelector /DocumentCMYK
      /PreserveEditing true
      /UntaggedCMYKHandling /LeaveUntagged
      /UntaggedRGBHandling /UseDocumentProfile
      /UseDocumentBleed false
    >>
  ]
>> setdistillerparams
<<
  /HWResolution [2400 2400]
  /PageSize [612.000 792.000]
>> setpagedevice



		Superintendent of Documents
	2020-02-13T04:53:52-0500
	US GPO, Washington, DC 20401
	Superintendent of Documents
	GPO attests that this document has not been altered since it was disseminated by GPO
        

Picture Name From Date Type
Donald Beyer D-VA 02/07/2020 Sponsor
Mike Kelly R-PA 02/07/2020 Cosponsor
Date Branch Action
02/07/2020 President Referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, and Education and Labor, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.Action By: House of Representatives
02/07/2020 President Introduced in HouseAction By: House of Representatives
Summary
Congress - Bill Number Major Title
Branch Vote Date Yes No Not Voting
Wiki







Bill TEXT Points.
This Bill has been listed with the following Subjects from Texts:
Commerce
Kelly of Pennsylvania) introduced the following bill; which was referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, and Education and Labor, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concernedA BILLTo amend title XXVII of the Public Health Service Act, the Internal Revenue Code of 1986, and the Employee Retirement Income S

Congress


Education
Kelly of Pennsylvania) introduced the following bill; which was referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, and Education and Labor, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concernedA BILLTo amend title XXVII of the Public Health Service Act, the Internal Revenue Code of 1986, and the Employee Retirement Income S

Energy
Kelly of Pennsylvania) introduced the following bill; which was referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, and Education and Labor, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concernedA BILLTo amend title XXVII of the Public Health Service Act, the Internal Revenue Code of 1986, and the Employee Retirement Income S


End Bill TEXT Points.
Date Bill Major Title
Committee Name
Subject Type