Introduced in House Passed House Introduced in Senate Passed Senate To President Became Law
11/08/2019          

Small Business Fair Debt Collection Protection Act

Date Version PDF TXT
01/01/2111 Introduced in House Open
11/20/2019 Introduced in House Open
11/08/2019 Reported in House Open
11/08/2019 Introduced in House Open

            




116 HR 5013 IH: Small Business Fair Debt Collection Protection Act
U.S. House of Representatives
2019-11-08
text/xml
EN
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I116th CONGRESS1st SessionH. R. 5013IN THE HOUSE OF REPRESENTATIVESNovember 8, 2019Mr. Lawson of Florida introduced the following bill; which was referred to the Committee on Financial ServicesA BILLTo apply the Fair Debt Collection Practices Act to small businesses to the same extent as such Act applies to consumers, to require the Director of the Bureau of Consumer Financial Protection to define small business for purposes of such Act, and for other purposes.
1.
Short title
This Act may be cited as the Small Business Fair Debt Collection Protection Act.
2.
Fair debt collection practices for loans to small businesses
(a)
In general
The Fair Debt Collection Practices Act (15 U.S.C. 1692 et seq.) is amended— (1)in section 803, by amending paragraph (5) to read as follows: (5)The term debt means any obligation or alleged obligation to pay money arising out of a transaction, whether or not such obligation has been reduced to judgment.; (2)by redesignating section 819 as section 820; and (3)by inserting after section 818 the following:
819.
Application to small businesses
(a)
In general
This Act shall apply to small businesses to the same extent as this Act applies to consumers.
(b)
Small business defined
The Director of the Bureau, in consultation with the Administrator of the Small Business Administration, shall issue a rule to define the term small business for purposes of this section.
.
(b)
Clerical amendment
The table of contents for the Fair Debt Collection Practices Act is amended by striking the item relating to section 819 and inserting the following: 819. Application to small businesses. 820. Effective date..
(c)
Prohibition on harassment or abuse
Section 806(3) of the Fair Debt Collection Practices Act (15 U.S.C. 1692d) is amended— (1)by striking consumers who and inserting consumers or small businesses that; and (2)by inserting , to a commercial credit bureau, after consumer reporting agency.

Picture Name From Date Type
Al Lawson D-FL 11/08/2019 Sponsor
Emanuel Cleaver D-MO 11/13/2019 Cosponsor
Date Branch Action
12/16/2020 President Placed on the Union Calendar, Calendar No. 540.Action By: House of Representatives
12/16/2020 President Reported (Amended) by the Committee on Financial Services. H. Rept. 116-656.
11/14/2019 President Ordered to be Reported (Amended) by the Yeas and Nays: 31 - 23.Action By: Committee on Financial Services
11/14/2019 President Committee Consideration and Mark-up Session Held.Action By: Committee on Financial Services
11/13/2019 President Committee Consideration and Mark-up Session Held.Action By: Committee on Financial Services
11/08/2019 President Referred to the House Committee on Financial Services.Action By: House of Representatives
11/08/2019 President Introduced in HouseAction By: House of Representatives
Summary
There is one summary for H.R.5013. View summaries Shown Here:Introduced in House (11/08/2019) Small Business Fair Debt Collection Protection Act This bill applies consumer debt collection protections to small businesses, including protections regarding debt collection methods and third-party debt collection.
Shown Here:Introduced in House (11/08/2019) Small Business Fair Debt Collection Protection Act This bill applies consumer debt collection protections to small businesses, including protections regarding debt collection methods and third-party debt collection.
Congress - Bill Number Major Title
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Bill TEXT Points.
This Bill has been listed with the following Subjects from Texts:
Debt
116 HR 5013 IH: Small Business Fair Debt Collection Protection Act U


End Bill TEXT Points.
Date Bill Major Title
Committee Name
Subject Type